No-fault insurance in New York State is a system of laws and procedures that control and govern what happens when a person is injured in an automobile accident. No-fault benefits refer to payment for medical treatment, and for lost wages if you’ve lost time from work due to your injuries sustained in an automobile accident.
And no-fault insurance is provided by the insurance company of the car that you were a passenger in, or a driver in, or if you’re a pedestrian or bicyclist, by the car that struck you. Even if you have great private insurance, through a job or otherwise, you must be aware that no-fault insurance through the vehicle, whether it’s Geico, State Farm, Allstate – those companies will be paying your medical benefits and lost wages.
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